Conventional Loans

The Conventional Loan Program guidelines are set by Fannie Mae and Freddie Mac. It is the only conforming program that allows three occupancy types: Primary Homes, Second Homes and Investment Properties.

We offer Purchase, Refinance, Construction-to-Permanent, HomeStyle Renovation, and Jumbo loan programs. Below are some basic guideline requirements set by Fannie and Freddie based on different types of buyers.

Visit the Down Payment Assistance page for information on special programs to help you get into your first home!