Down Payment Assistance

Saving for a down payment is often the single biggest hurdle to homeownership. Down Payment Assistance (DPA) programs — grants, forgivable loans, and low-interest second mortgages — exist to help close that gap, especially for first-time buyers. Lincoln Lending Group can help match you to programs you may qualify for in your area.

Why buyers use DPA:

• Reduces or eliminates the cash you need to bring to closing
• Many programs are grants or forgivable loans that never need to be repaid if you meet the terms
• Can be combined with FHA, Conventional, VA, or USDA financing
• Programs vary by state, county, and even employer/profession (teachers, first responders, healthcare workers, etc.)
• We check eligibility across [number] programs so you don’t have to research each one yourself