Renovation Loans

Found a home with great bones but an outdated kitchen, or one that needs work to be move-in ready? A Renovation Loan rolls the purchase price and the cost of repairs or upgrades into a single mortgage, so you don’t need a separate loan (or a maxed-out credit card) to make it yours.

Why buyers choose a Renovation Loan:

  • One loan, one closing, one monthly payment — covers both the purchase and the renovation
  • Finance updates like kitchens, bathrooms, roofs, HVAC, and structural repairs
  • Opens up “fixer-upper” homes that might otherwise be out of reach
  • Available on both purchases and refinances of homes you already own
  • Funds for the renovation are held in escrow and released as work is completed