No Income Verification Loans

Self-employed, a 1099 contractor, or between traditional W-2 jobs? Tax returns don’t always reflect what you can actually afford. No Income Verification loans (also called bank statement or asset-based loans) let you qualify using bank statements, assets, or the property’s cash flow instead of pay stubs and tax returns.

Why borrowers choose this program:

• Qualify using bank statements or assets instead of W-2s and tax returns
• Built for self-employed borrowers, business owners, freelancers, and gig workers
• Can account for write-offs and deductions that lower your reported taxable income but not your real cash flow
• Multiple documentation paths depending on your situation (bank statement, asset depletion, P&L)
• Same personal-use property types as conventional loans — this isn’t limited to investors