All information on this page is for educational purposes only. These are not commitments to lend. All programs are subject to credit approval. Additional restrictions apply. Call for Details.

What is a USDA Loan?

USDA launched the Single Family Housing Guaranteed Loan Program in 1991 to help expand access to mortgage financing in rural areas. USDA provides loan guarantees to lenders if a borrower defaults. This significantly reduces a lender’s risk and increases the lender’s ability to reach potential homeowners. USDA has field staff throughout the country who complement the work of lenders by servicing residents of the nation’s small communities.

The USDA Home Loan Program allows potential homeowners to purchase a home with ZERO down. That’s right, NO DOWNPAYMENT. While you still ave to qualify, here are a few great reasons why a USDA loan may be right for you!

  • Zero Down payment
  • Flexible Credit Score Requirement
  • Competitive Interest Rates

Do I qualify?

Want to know how much you would qualify for? Reach out to us using the form below and we’ll be happy to help!

Have questions? Ask us!*